Pro tier feature · Portfolio intelligence

Any client portfolio, reviewed in 60 seconds.

Upload any CAMS or KFin CAS (Consolidated Account Statement). Get instant portfolio intelligence — asset allocation, XIRR, category performance, top and bottom funds, expense analysis — everything you need to have a substantive client conversation.

Analyze a CAS See Pricing
2-3 hrs
Manual review (Excel + copy-paste)
→
60 sec
MFDTools CAS Analyzer
180× faster
The Product

Instant portfolio intelligence, without the manual work.

Every serious client meeting starts with "let me review your portfolio". Traditionally that means downloading their CAS, opening Excel, calculating XIRR by hand, categorizing funds, comparing expenses — 2-3 hours of prep for a 30-minute meeting.

MFDTools CAS Analyzer flips this. Upload the CAS file, get a complete portfolio breakdown in under a minute. You walk into the meeting armed with insights that impress clients and drive real recommendations.

Privacy-first: CAS parsing happens in your browser. Client folio data never touches our servers.
Portfolio Analysis
ANALYZED
Client: Rajesh Kumar · CAMS CAS · Jul 2026
₹47.2L
Portfolio Value
14.8%
XIRR (3Y)
18
Schemes
Equity60%
Debt30%
Hybrid10%
🏆 Top Performers
Parag Parikh Flexi Cap+22.4%
Mirae Emerging Bluechip+19.8%
⚠ Underperformers
HDFC Focused 30-2.1%
Pro tier feature. CAS Analyzer is included in the Pro tier (₹1,499/year) and Enterprise plans. Free tier users can preview the upload interface, but full analysis requires an active Pro subscription.
Complete intelligence

Everything you need for a substantive portfolio review

Not just numbers — insights that drive real client conversations.

XIRR & Absolute Returns

Portfolio-wide XIRR, scheme-wise absolute returns, benchmark comparison, and time-weighted analysis over 1Y, 3Y, 5Y.

Example insight: "Your equity allocation delivered 14.8% XIRR vs Nifty 500 TRI at 12.3% — you're beating benchmark by 250 basis points."

Asset Allocation Breakdown

Visual donut chart with Equity / Debt / Hybrid / Gold / International breakdown, plus recommended vs current split.

Example insight: "Portfolio is 82% equity for a 55-year-old moderate risk profile — consider rebalancing to 60% before retirement."

Category-Wise Performance

Which categories are dragging vs propelling. Small Cap, Mid Cap, Large Cap, ELSS, Debt — each category's contribution to overall returns.

Example insight: "3 out of 4 small-cap funds underperformed category average — 2 are in bottom quartile."

Expense Ratio Analysis

Total expense burden, direct vs regular plan comparison, category-average benchmarks, and potential savings identified.

Example insight: "Portfolio expense ratio is 1.8% — moving 5 funds to Direct plans saves ₹42,000/year on ₹47L corpus."

Fund Overlap Detection

Identify duplicate holdings across schemes — same underlying stocks in multiple funds create hidden concentration risk.

Example insight: "Your top 5 equity funds have 68% stock overlap — effective diversification is much lower than the fund count suggests."

Star Rating & Health Score

Scheme-wise star ratings (based on risk-adjusted returns), overall portfolio health score, and action recommendations.

Example insight: "Portfolio Health: 7.2/10. Recommended actions — exit 2 underperformers, consolidate 3 duplicates."
MFD scenarios

When CAS Analyzer changes the game

Three moments where instant portfolio intelligence separates you from competition.

Prospect meeting

New client asks "what would you do differently?"

Old way: "Send me your CAS, I'll review and get back in 2 days." Modern way: upload their CAS during the call, walk them through the analysis in 5 minutes, and close the conversation with 3 specific recommendations before they hang up.

Annual review

Existing client due for portfolio review

Instead of "we should schedule a review sometime" (that never happens), batch-review 10 clients on a Saturday morning. Send each a personalized WhatsApp message with 2 findings from their CAS. Suddenly clients feel actively managed.

Retention risk

Long-time client showing signs of switching

Bank RM is calling them. Before they switch, proactively send a CAS analysis highlighting your value — "your portfolio delivered 14.8% XIRR vs Nifty 500 at 12.3%. Here's what we're doing right, and here are 2 tweaks to consider." Prevents attrition.

Data privacy

Client CAS data never leaves the browser.

CAS files contain sensitive financial details — folio numbers, holdings, transaction history, personal details. Handling this data on external servers is a compliance minefield and a client trust risk.

MFDTools solves this differently: all CAS parsing and analysis happens locally in your browser. The file is loaded, parsed, and analyzed on your device. No upload, no server-side storage, no data-in-transit risk.

  • Client-side parsing — CAS PDF opened and analyzed in browser
  • Zero server storage — no CAS file ever uploaded to MFDTools servers
  • Passwords stay with you — password-protected CAS handled locally
  • DPDP-aligned — architecture follows Digital Personal Data Protection Act 2023 principles

Client data stays local.

Analysis happens in your browser. Nothing uploaded. Nothing stored on our servers.

0
CAS files uploaded
100%
Browser-side parsing
The workflow

From CAS upload to actionable insights in 4 steps

1

Upload CAS PDF

CAMS or KFin CAS supported. Password-protected files handled locally.

2

Auto-parse

Browser extracts folios, holdings, transactions, and pricing history.

3

Instant analysis

Portfolio value, XIRR, allocation, top/bottom performers computed live.

4

Branded report PDF

Export a client-ready portfolio report with your firm's branding.

Common questions

Questions about CAS Analyzer

Which CAS formats are supported?
Both CAMS CAS and KFin (KFintech, formerly Karvy) CAS are supported. This covers all mutual fund investments in India since AMCs use one of these two RTAs. Password-protected CAS files work — you enter the password once, parsing happens locally.
How is CAS Analyzer different from tools like Kuvera or MyCAMS?
Kuvera and MyCAMS are consumer-facing tools designed for retail investors to view their own portfolio. CAS Analyzer is advisor-facing — designed for MFDs to analyze CLIENT portfolios, with insights and recommendations framed for advisor conversations. Different UX, different mental model.
Can the analysis be exported as a branded PDF?
Yes. Pro tier users can export the complete analysis as a branded PDF with firm name, ARN, logo, and contact details on every page. Perfect for sending as a "portfolio review" deliverable via WhatsApp or email.
Are the calculations accurate for Indian MF conventions?
Yes. XIRR calculations use Excel-compatible XIRR formulas, absolute returns use standard weighted average methodology, and category classifications follow AMFI/SEBI category definitions. NAV history and benchmark data are updated regularly.
Can I analyze multiple clients' CAS in one session?
Yes. Each CAS analysis is independent, so you can process multiple clients back-to-back. All analyses are session-scoped — closing the browser tab clears all data. For batch review workflows, we recommend saving each analysis as a PDF for your records before moving to the next.
Do I need any special software or plugins?
No. CAS Analyzer works in any modern browser (Chrome, Firefox, Safari, Edge). PDF parsing uses PDF.js which is built into browsers. Everything runs client-side — no downloads, no installations.
What if the CAS PDF is password protected?
You'll be prompted for the password. Once entered, the CAS is decrypted locally in your browser. The password is never sent anywhere and is discarded from memory once analysis completes.

Every client review, 60-second prep.

Upload CAS, get insights, walk into the meeting armed with specific recommendations. Available on Pro (₹1,499/yr).

Try CAS Analyzer See Pro Pricing