Stamp Duty Calculator: All States, Male/Female/Senior Rates

Property purchase par state-wise stamp duty + registration fee calculate karein. Male/female/senior concessional rates. Indian Stamp Act 1899 + state stamp schedules.

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Home › All Tools › Stamp Duty Calculator India (Free) — State-wise Property Registration

Stamp Duty India mein property purchase ka biggest hidden cost hai (typically 3-8% of property value). Plus registration fee (0.5-1.5%) milake total transaction cost 4-10% of property price. Indian Stamp Act 1899 + state-specific stamp schedules ke under govern hota hai. Mandatory under Section 17 of Registration Act 1908 for sale/gift/lease > 12 months.

State-wise stamp duty rates (FY 2025-26 approx, urban residential): - Maharashtra: 6% (5% if female buyer) + 1% reg - Delhi: 6% (4% for women) + 1% reg - Karnataka: 5% + 1% reg - UP: 7% + 1% reg (4-6% for women, varies by district) - Haryana: 7% urban (5% female) + 1.5% reg; 5% rural (3% female) - Tamil Nadu: 7% + 4% reg (one of highest combined) - Gujarat: 4.9% (male) / 4.9% (female; no concession) + 1% reg - West Bengal: 7% (6% women, < Rs 1Cr) + 1% reg - MP: 7.5% (5% female) + 3% reg - Rajasthan: 6% (5% female) + 1% reg

Yeh free Stamp Duty Calculator aapse state, property type (urban residential / rural / commercial), gender (male / female / senior), consideration value input karke deta hai: (1) Stamp duty amount + percentage, (2) Registration fee, (3) Total payable, (4) State-specific notes.

Circle rate vs Market rate: Stamp duty BHOOLE BHATKE bhi calculate hoti hai on higher of (a) actual consideration in deed, (b) Circle Rate / Ready Reckoner Rate / DLC rate as set by state. Therefore, agar property fair market value Rs 60L hai but circle rate Rs 50L hai, stamp duty on Rs 60L. Cannot reduce by under-declaring.

Female buyer concession: Most states women buyers ko 1-2% concession dete hain — Maharashtra (1%), Delhi (2%), UP (1-2% varies), Haryana (2% urban + 2% rural). Total tax savings often Rs 50K - Rs 5L on Rs 50L property. Strongly recommended to register property in wife/daughter name (also helps with HRA, tax-saving from rental income).

Joint ownership: Stamp duty calculated on TOTAL value, not split. Buyer share doesn't reduce stamp duty.

E-Stamping: Most states moved to e-stamp via SHCIL. Online generate stamp paper, print, sign before Notary or Sub-Registrar. Eliminates fake stamp paper risk.

हिंदी में खोजृं (Hindi search): stamp duty calculator hindi, स्टाम्प द्यूटी कैल्कुलेटर, संपत्ति पंजीकरण शुल्क, महिला खरीदार को अच्छा च्शूट कितने, सर्कबेंदठयि दर, e-stamp paper India
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Frequently Asked Questions (FAQ)

Stamp duty kis pe calculate hoti hai — circle rate ya actual price?
Higher of the two. Agar actual sale price > circle rate, stamp duty on actual price. Agar circle rate > actual (under-declaration suspected), stamp duty on circle rate. State Revenue Dept can also reassess if undervaluation suspected. Always quote actual price.
Female buyer ko kitna concession milta hai?
State-by-state varies. Maharashtra 1%, Delhi 2%, Haryana 2%, UP 1-2%, MP 2%, Rajasthan 1%. Bangalore (Karnataka), Tamil Nadu mein no female concession. Joint property registered in female name first/primary: full concession. Joint male+female: only female share concessional in some states (50/50 split benefit).
Registration fee kya hota hai?
Sub-Registrar ke office mein property documents register karne ka fee. Typically 0.5-1.5% of property value. Plus computer processing fee Rs 1000-3000 fixed. Maharashtra 1%, Karnataka 1%, Delhi 1%, Tamil Nadu 4% (highest), UP 1%, Haryana 1.5%, Rajasthan 1%.
Stamp duty refund mil sakta hai?
Yes — in specific cases: Cancelled transaction (within 5 years), wrong stamp paper denomination, excess paid by mistake. Application to Collector / Sub-Registrar within 6 months. 90% refund typical (10% deducted as processing). Lost original deed: duplicate without re-stamp possible (Sec 31 Stamp Act).
Gift Deed pe stamp duty kitna hai?
Gift deed of immovable property to non-blood relatives: same as sale deed (5-7%). To blood relatives (spouse, child, parents): concessional 1-2% in Maharashtra, Delhi, Karnataka. Fully exempt in some cases. Tax wise: gift to relatives tax-free for recipient. Non-relatives: gift > Rs 50K taxable as income for recipient.

City-wise availability

Mumbai (Maharashtra 6%) mein bhi yahi tool free use kar sakte hain. Delhi (6%) mein bhi yahi tool free use kar sakte hain. Bangalore (Karnataka 5%) mein bhi yahi tool free use kar sakte hain. Chennai (TN 7%) mein bhi yahi tool free use kar sakte hain. Hyderabad (TS 6%) mein bhi yahi tool free use kar sakte hain. Pune mein bhi yahi tool free use kar sakte hain. Sirsa (Haryana 7%) mein bhi yahi tool free use kar sakte hain. Mandi Dabwali mein bhi yahi tool free use kar sakte hain. Mobile + desktop dono par seamless. WhatsApp pe direct PDF share kar sakte hain.

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